Sending money via #FacebookMessenger is a great feature. #WeChat has micro payment for a long time. Question is, who will pay card charges?

Sending money via #FacebookMessenger is a great feature. #WeChat has micro payment for a long time. Question is, who will pay card charges?

Sending money via #FacebookMessenger is a great feature. #WeChat has micro payment for a long time. Question is, who will pay card charges?